An Alternative to Debit and Credit Cards

Pay and Accept Payments Without Fees

No card fees. No customer surcharges. Just instant QR payments. Merchants keep 100% of every sale. Users pay guilt-free and get rewarded for it.

$0
Transaction Fees
Instant
QR Payments
Earn
Rewards & Save

How QwikPay Works

Three simple steps to revolutionise how you pay and get paid.
No cards, no terminals, no fees – just instant, secure transfers.

Scan QR Code

Simply scan the merchant's QR code with your QwikPay app

Confirm Payment

Review the amount and confirm the payment securely from your QwikPay wallet

Instant Transfer

Money transfers instantly to the merchant wallet with zero fees. Earn Qwik Points automatically

For Users

  • No card surcharges or hidden fees
  • Earn 1 Qwik Point per $1 spent
  • No need to carry cards or cash
  • Pay remotely with merchant email
  • Bank-level security and encryption

For Merchants

  • Zero transaction fees
  • No monthly minimums or contracts
  • No payment terminals required
  • Instant settlement to wallet
  • Customer rewards drive repeat business

Why Choose QwikPay?

Transform how you pay and get paid. QwikPay eliminates the friction and costs of traditional payment methods while rewarding every transaction.

No More Surcharges

Eliminate card surcharges forever. Pay the displayed price with no hidden fees or transaction costs.

Earn Real Rewards

Get 1 Qwik Point for every $1 spent. Redeem for products or convert to QwikPay Money for future purchases.

Instant Transfers

Money moves instantly from wallet to wallet by simply scanning a QR code.

Bank-Level Security

Advanced AI and machine learning technology monitors every transaction in real-time to ensure your payments are secure.

No Card Details Required

Never share card details over phone again. Pay remotely using just the merchant's email address.

No Hardware Needed

Merchants need zero additional hardware. Any smartphone or tablet can display QR codes for payments.

Ready to Save Money and Earn Rewards?

Join thousands of Australians who are ditching card fees and earning rewards with every purchase. Start your fee-free payment journey today.