The Smarter Way to Pay in Australia.
Merchants add QwikPay in 5 minutes and keep 100% of every sale.
Customers ditch the card, earn rewards, and pay zero surcharges.
Better for everyone. Free to start.
How QwikPay Works
Three simple steps to revolutionise how you pay and get paid.
No cards, no terminals, no fees – just instant, secure transfers.
Scan QR Code
Simply scan the merchant's QR code with your QwikPay app
Confirm Payment
Review the amount and confirm the payment securely from your QwikPay wallet
Instant Transfer
Money transfers instantly to the merchant wallet with zero fees. Earn Qwik Points automatically
For Users
- Earn 1 Qwik Point per $1 spent while bank rewards get cut
- No card surcharges or hidden fees
- No need to carry cards or cash
- Pay remotely with merchant email
- Bank-level security and encryption
For Merchants
- Zero transaction fees
- No monthly minimums or contracts
- No payment terminals required
- Instant settlement to wallet
- Customer rewards drive repeat business
Why Choose QwikPay?
Transform how you pay and get paid. QwikPay eliminates the friction and costs of traditional payment methods while rewarding every transaction.
No More Surcharges
The surcharge ban removes what customers pay. It doesn't remove what merchants pay. Card fees shift from customer receipts to merchant margins. QwikPay is the only option where both sides pay nothing.
Earn Real Rewards
Bank credit card rewards are shrinking across major providers. Qwik Points go the other direction. 1 point per $1 spent, no expiry, no caps.
Instant Transfers
Money moves instantly from wallet to wallet by simply scanning a QR code.
Bank-Level Security
Advanced AI and machine learning technology monitors every transaction in real-time to ensure your payments are secure.
No Card Details Required
Never share card details over phone again. Pay remotely using just the merchant's email address.
No Hardware Needed
Merchants need zero additional hardware. Any smartphone or tablet can display QR codes for payments.
Ready to Save Money and Earn Rewards?
From 1 October 2026, surcharges end. But card fees don't. QwikPay costs merchants nothing per transaction and rewards every customer with Qwik Points. Start now.